Time for a review. The arrival of a period for sweeping away waste!

The optimal time to get rid of unnecessary expenses. It's good to review your fixed monthly expenses. There may be some items, like subscriptions, that used to be necessary but are no longer needed. While you're at it, throw away the receipts piling up in your wallet! Let's also tidy up your wallet!

About money, I feel that I can no longer resist and the negative image of money is likely to be overwritten or the fundamental flow of money will change. It is a good idea to come up with a plan for finances early in the new year.