Hold on a second before you impulse buy!

If you let your guard down, you may end up spending money recklessly. Think about whether you really need it and if there are any alternative items available. In terms of income, it seems like you can expect more from additional allowances than from the base salary increase.

If you are going to make a money plan for 2024, early April would be a good time. There may be changes in values ​​or you may not have specific ideas and nothing may be decided. There is also a possibility that your common sense could be overturned, so be cautious about loan contracts and insurance enlistments. It seems best to make decisions after the spring.